Hi, this is Kevin Barmann with SoldByShortSale.com, a short sale listing supervisor for the Matt Fetick Real Estate team. I wanted to speak to you a little bit about some of the items that are in our hardship package and why they’re important.

The first one I wish to focus on at this time is the hardship letter. The hardship letter provides you the homeowner the chance to describe to the mortgage company why they need to settle for a short sale out of your mortgage. The opposite factor that I’d like to speak to you about is your financial analysis sheet. What that does is it mainly shows the mortgage company what you bring in each month and likewise what you’re spending. These documents are in our short sale package and they are needed for us to make it possible for we can negotiate a short sale on your behalf. The financial analysis sheet primarily reveals the mortgage firm that you simply actually can’t afford your mortgage. The opposite side that they take into consideration is the hardship letter. What that does is it is more than just dollars and cents nevertheless it shows the mortgage firm what happened and why they should think about the short sale so that you can transfer forward along with your life.

Once more, I am Kevin Barmann with the Matt Fetick Real Estate Team, considered one of Philadelphia’s main short sale groups and we are here to help. If in case you have some other questions on these two documents, please take a look at our web site, SoldByShortSale.com or if you have any questions specifically about your state of affairs to see if a short sale may be your best choice, please call us at 610-427-4420. Thanks and have an awesome day.

For more information on short sales and how to avoid foreclosure, visit the Sold By Short Sale blog or you can also contact the Matt Fetick team and get started today.