Hello I am Matt Fetick with Sold By Short Sale, Philadelphia’s leading short sale specialist, I am so glad you could join me today. I live on the border of Delaware and Pennsylvania and thanks to the great short sale team we have in place we can service all of the surrounding counties. Today I wanted to about what to do if you have stopped paying your mortgage. I received a phone call last night from a really nice lady who had stopped paying her mortgage 3 months ago and was terrified with what would happen next. She had been receiving phone calls and letters from her bank and was scared she would come home from work someday and be locked out of her home. This can be a scary experience and unfortunately it is happening all over the country as we speak. If you have stopped paying your mortgage and you owe more on your home than it is currently worth a short sale might be the answer for you. In a short sale I negotiate on your behalf to stop the foreclosure process if possible and find the fair market value for your home. All of those phone calls and letters you have been receiving will start coming to us and take the burden away from you. If you have stopped paying your mortgage and need to know what to do next please visit my website or contact me right away. Please do not wait. I can help you but I cannot help if you do not call. Thank you for your time I look forward to helping you.