Hello I am Matt Fetick with Sold By Short Sale, Philadelphia’s leading short sale specialist, thank you for joining me today. Often when you hear about short sales you hear the homeowner cannot walk away from closing with any money in their pocket. While that is somewhat common there is a program developed by the federal government called HAFA that provides aid to property owners going through a short sale. Over the last few months I have had great success working with Citi Bank and Chase Mortgage on short sales involving HAFA. I currently have a few HAFA short sales through Bank of America and I anticipate those also going well. HAFA was a part of the original stimulus package and it is in place to help distressed property owners and banks avoid foreclosures. Homeowners that qualify for HAFA are given three thousand dollars to use towards relocating after their short sale has been finalized. It doesn’t get much simpler than that. In order to qualify for the HAFA program a client must submit bank records and tax returns along with keeping the property maintained up until closing. We want to show the bank that you did everything possible to get the best price possible for your property. In return for this help you are given three thousand dollars to start over fresh and relocate in the Philadelphia area or anywhere you choose. If you think you may qualify or would like to know more about HAFA give me a call or visit my website. Thank you and have a great day.