Hello everyone I am Matt Fetick with Sold By Short Sale, Philadelphia’s leading short sale specialist, I am so glad you can join me today. I am thrilled to talk to you today about working with Bank of America on a short sale file. Many people in the Philadelphia area have gone through Bank of America for their mortgage servicer and are now stuck with a home that is worth less than what they currently owe. One option that Bank of America does provide is a loan modification. However out of the many people I have spoke with who are behind on their mortgage none of them have successfully got their loan modified with Bank of America. For this reason your best option to avoiding foreclosure is to consider the advantages of a short sale. One thing I like about the Bank of America short sale process is the use of an online platform called Equator. This technology platform allows us to upload all documents in your short sale file, along with any offers made on the home, to track the progress of your file online. Our short sale team has a lot of experience using Equator and have found that once you know how to use it properly it becomes a great tool for an agent. Another great advantage of Bank of America is our ability to communicate with upper management if we are having trouble reaching terms with a negotiator. Equator provides the contact information to the next level of authority above your negotiator and we have been able to over come many roadblocks by contacting the individuals who have the final say. So if you are behind on your Bank of America mortgage please contact me today or visit my website to discuss your options. Thank you for tuning in to Philadelphia’s leading short sale specialist and have a great day.