Hello I am Matt Fetick with Sold By Short Sale, Philadelphia’s leading short sale specialist, I am so glad you could join me today. I service the greater Philadelphia area and blog on a routine basis to keep you the homeowner informed and protected. Have you been getting letters, phone calls, or e-mails from companies offering to help you with a loan modification or short sale? Lately there have been numerous national companies springing up trying to take advantage of people with distressed properties and most of them are charging up front fees to do their work. According to the Federal MARS Act that went in to affect in January it is no longer legal to charge up front fees for a short sale or loan modification. Our team has never charged an upfront fee since day one and will never do that to our clients. In fact, since we represent you as a real estate agent and a negotiator any money we receive from the bank is considered payment in full. In other words, not only should their be no upfront fees but your agent shouldn’t be charging you a fee at all. I am not here to take advantage of you but help you in a time of need. Our team’s number one goal is to build a reputation of integrity and credibility in our community than it is to make a few extra bucks. If you have any short sale questions please contact me or visit my website today. Thank you for tuning in to Philadelphia’s leading short sale specialist and have an awesome day.