Hello, my name is Kevin Barmann from SoldByShortSale.com; I am also the short sale listing manager for the Matt Fetick Real Estate Team, one of the top short sale teams in the Philadelphia area. We are here to serve distressed homeowners by providing them with the information and resources they need to avoid foreclosure by successfully short selling their property.

What I would like to discuss today is a topic that we’ve addressed in the past, but I wanted to touch on it one more time and that’s the HAFA program. The HAFA program expires at the end of the year. It is perfect for people that are in any stage of the foreclosure process. It is essentially a government program that streamlines the short sale process. It is very good for a homeowner that has deficiencies because it’s a fully guaranteed deficiency waiver.

If you want to reap the benefits of the HAFA program but are still unsure if a short sale is the right financial decision for you, explore our short sale calculator located on our website. By filling in some basic property and loan information, the short sale calculator will be able to tell you how long it’ll take for your house to become an asset again based on different rates of appreciation. It will also tell you how much money it will cost you if you choose to stay in your home. It’s a really great tool that many of our clients are taking advantage of.

If you have any added questions about the expiring HAFA program, the Matt Fetick Real Estate Team, or short sales in general, please contact our office at 610.427.4420 or take a look at our website at SoldByShortSale.com. We look forward to helping you assess your financial situation and showing you the many advantages and benefits of a short sale.

For more information on short sales and how to avoid foreclosure, visit the Sold By Short Sale blog or you can also contact the Matt Fetick team and get started today.