Well hello everyone I am Matt Fetick with Sold By Short Sale, Philadelphia’s leading short sale specialist, I am so happy you could join me today. I am a real estate agent in the Philadelphia area and update my blog frequently to educate and empower homeowners in the surrounding communities who may be looking at their options for avoiding foreclosure. For today’s blog I wanted to discuss unemployment or job loss as a valid hardship when a client is doing a short sale. Far too often in my line of work I meet great people who have lost their job due to downsizing or their employer has closed their doors for good. Unfortunately, with out a consistent income the decision becomes whether to pay the bills or put food on the table. One small positive is that a loss of job will qualify as a valid hardship if you decide to do a short sale. Our short sale team will work with you to write a hardship letter as part of your short sale packet. This hardship letter will allow you to share your story with your lender as to why you can no longer make your mortgage payments and need to do a short sale. If you are behind on your mortgage or having trouble making your payments contact me today or visit my website to set up a free consultation. I want to help you get out from under your distressed property so please do not hesitate to contact me with any questions you may have. If you have already missed a mortgage payment time is not on your side and we need to act soon. Thank you for tuning in to Philadelphia’s leading short sale specialist. I look forward to hearing from you.